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Over the past few years we have worked with several clients that have continued to pay on their home mortgage and didn’t know why their credit hadn’t improved. Well, you must reaffirm your mortgage after filing bankrupt. When you file bankruptcy and do not reaffirm your mortgage, your lender will report to the credit bureaus [...]

The little Middle Class has left the building. Today I was watching Morning Joe and a remarkable chart came on displaying the net worth difference between 2005 and 2009 by race. As a matter of course, I looked to see where each race landed and  what it means to my business and clients the little [...]

Mega Millionaires’ Big Tax Bills Winners of the recent Mega Millions jackpot face some serious tax hits. Here’s the breakdown. By Bill Bischoff | SmartMoney You hear it all the time: the rich don’t pay their fair share in taxes. Baloney! For proof, consider the daunting tax bills that will be faced by winners of [...]

  Every year subtle and or major changes occur regarding taxes. Plan on what to know tax changes putting you ahead of the game. Believe it or not we are 25% into the year already. Don’t wait to learn what to know tax changes. Read here all you need to know. 20 tax changes for [...]

MAXIMIZE YOUR INCOME An essential element of The 7 Steps to Wealth is to maximize your income. I’m certain that you read the title and immediately registered that you take every dime in your check. What most fail to realize is many hands are reaching into your check and not for your benefit.  There are several [...]

Like clockwork I’m certain you check and set your personal resolutions to quantify your idea of the perfect year every December or January. The real question is how often in the past have you been successful at reaching those goals? In finance, I have identified 12 essential steps to creating and maintaining wealth. Seven of [...]

Many home owners looking to fight to stay in their homes may have a free ticket for a while but are they looking over their shoulder. There are good and bad stories with the do’s and don’ts of fighting for what’s right. Read the following article to get the insight on the right steps. Borrowers [...]

Believe it or not, Kim Kardashian was paid $500,000 last year to host a party at Tao Las Vegas. This year she will be paid $600,000 for the same responsibility. That’s a 20% pay raise in just 12 months! Astonishing to say the least. Katy Perry was reportedly unable to snag a $250,000 paycheck for [...]

I am excited to announce that ASk DERICK Iphone App is now available in the Mac App Store. Take us on the go and download the new App. Android version will be coming very soon! ASK DERICK

I was forwarded this blog article by Marc & Angela Hack. It’s a very good list of things to do to get the most out of yourself and life. Ask yourself if you have what it takes to get the job done? If the answer is no, click on the hyper link and get a [...]