FINANCIAL BALANCE

Financial Balance is a philosophy that is worth pursuing for many years. The average person simply needs to be able to live their day to day lives uninterrupted without obtrusive interference. The above average person craves something much greater! Financial Balance covers Savings, Debt, Credit, Cash-Flow, Net Worth, and Passive Income. As the word balance […]

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CLIENTS NEW HOME

We are excited, actually ECSTATIC to be a part of our clients success!!! This past Friday, we met this couple at the title agency closing table here in NW Ohio to secure their home loan. We have helped hundreds of clients get refinanced or even buy new homes but sometimes it’s just a little different. […]

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Credit Tracking

    EQUIFAX, EXPERIAN, AND TRANS UNION CREDIT REPORTS & SCORES DAILY CREDIT MONITORING AND ALERTS MONTHLY CREDIT TRACKING $1,000,000 IDENTITY THEFT INSURANCE     YOUR CREDIT SCORE INDICATES YOUR CREDIT-WORTHINESS GOOD CREDIT HELPS YOU: SAVE MONEY LOWER PAYMENTS LOWER FEES             WHAT EFFECTS YOUR CREDIT SCORE!!!       ORDER YOUR CREDIT REPORT NOW!!! […]

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Tips to Enjoy Life & Less Debt

Tips to enjoy life and stay away from debt Do you want to live within your means? Well, this is possible if you are ready to part with some of your spending for the time-being. Frugal living is actually spending less money and in turn, increasing your savings so that you can get out of […]

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Endurance Training

I’m already fairly fit and I do not have a real weight issue so why should I do endurance rides, let alone 60% of the time?” In short, the correct answer is: “Everybody needs endurance.” But maybe you need a compelling reason why! So that is exactly what I will explain in this article. Do […]

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BIWEEKLY MORTGAGE PAYMENTS

BIWEEKLY MORTGAGE & LOAN PAYMENT SYSTEM Derickgant.com provides customer service for  Mortgage Reduction as well as other bi-weekly loan acceleration programs. While we handle all aspects of customer service, our partner, First Priority Credit Union, handles your funds.     Debt Accelerator Solutions helps our clients: Pay Existing Mortgage & Loans Years in Advance Save thousands of dollars […]

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Fico vs Beacon Credit Scores

I’m sure at some point, you have wondered what the difference is between a FICO vs Beacon Scores? There are certain stipulations that have a huge effect on obtaining the car you desire, the home of your dreams, the college of your choice, or even the business you wish to open that determines your fate. […]

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Reaffirm Your Mortgage

Over the past few years we have worked with several clients that have continued to pay on their home mortgage and didn’t know why their credit hadn’t improved. Well, you must reaffirm your mortgage after filing bankrupt. When you file bankruptcy and do not reaffirm your mortgage, your lender will report to the credit bureaus […]

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The Little Middle Class

The little Middle Class has left the building. Today I was watching Morning Joe and a remarkable chart came on displaying the net worth difference between 2005 and 2009 by race. As a matter of course, I looked to see where each race landed and  what it means to my business and clients the little […]

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Why I’m not sharing My Millions

Mega Millionaires’ Big Tax Bills Winners of the recent Mega Millions jackpot face some serious tax hits. Here’s the breakdown. By Bill Bischoff | SmartMoney You hear it all the time: the rich don’t pay their fair share in taxes. Baloney! For proof, consider the daunting tax bills that will be faced by winners of […]

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minimizing your debt

Minimizing Your Debt

The third step in the 7 steps to wealth is minimizing your debt. It’s been a while so the first step is to equip yourself with the right tools, while the second step is to maximize your income. I’ve read and studied how spenders can save money avoiding that daily cup of coffee or not buying […]

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What To Know Tax Changes

  Every year subtle and or major changes occur regarding taxes. Plan on what to know tax changes putting you ahead of the game. Believe it or not we are 25% into the year already. Don’t wait to learn what to know tax changes. Read here all you need to know. 20 tax changes for […]

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7 Steps to Wealth

Maximize Your Income

MAXIMIZE YOUR INCOME An essential element of The 7 Steps to Wealth is to maximize your income. I’m certain that you read the title and immediately registered that you take every dime in your check. What most fail to realize is many hands are reaching into your check and not for your benefit.  There are several […]

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