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MAXIMIZE YOUR INCOME An essential element of The 7 Steps to Wealth is to maximize your income. I’m certain that you read the title and immediately registered that you take every dime in your check. What most fail to realize is many hands are reaching into your check and not for your benefit.  There are several [...]

Like clockwork I’m certain you check and set your personal resolutions to quantify your idea of the perfect year every December or January. The real question is how often in the past have you been successful at reaching those goals? In finance, I have identified 12 essential steps to creating and maintaining wealth. Seven of [...]

Many home owners looking to fight to stay in their homes may have a free ticket for a while but are they looking over their shoulder. There are good and bad stories with the do’s and don’ts of fighting for what’s right. Read the following article to get the insight on the right steps. Borrowers [...]

Believe it or not, Kim Kardashian was paid $500,000 last year to host a party at Tao Las Vegas. This year she will be paid $600,000 for the same responsibility. That’s a 20% pay raise in just 12 months! Astonishing to say the least. Katy Perry was reportedly unable to snag a $250,000 paycheck for [...]

I am excited to announce that ASk DERICK Iphone App is now available in the Mac App Store. Take us on the go and download the new App. Android version will be coming very soon! ASK DERICK

I was forwarded this blog article by Marc & Angela Hack. It’s a very good list of things to do to get the most out of yourself and life. Ask yourself if you have what it takes to get the job done? If the answer is no, click on the hyper link and get a [...]

Guest post by: Ryan An increasingly large number of people in the US are bleeding in high interest debt and the sluggish unemployment rate is not letting them lead a debt free life. As the numbers of debtors who are unsatisfied with their jobs are increasing day by day in the United States of America, [...]

Working in the financial world would make most believe that we (financial consultants) have all the inside tips and information. The reality of what goes on behind the behind closed doors is AMAZING. Inside Job is a 2010 documentary film about the late-2000s financial crisis directed by Charles H. Ferguson. The film is described by Ferguson as being about “the systemic [...]

When its owner for more than four decades passed away suddenly, Troy Belting and Supply Co. in Watervliet, NY, could have collapsed, as do many family businesses that lose their leaders. Instead, the company continued to operate and grow, thanks in part to a succession plan funded by life insurance. “We were able to keep operating the [...]

Why did my credit score drop? Issue:  I check my credit score every six months and I have no negative reports, yet my score has been decreasing. It went from over 800 six months ago to 790, and now it is 768. I went from “excellent” to “very good.” Question: Should I be concerned, especially [...]